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Florida Personal Injury Law: Duty Opens the Courthouse Doors

Every personal injury plaintiff must plead and prove that the defendant owed and breached a duty of care and that the breach proximately (i.e., foreseeably and substantially) contributed to the specific injury suffered. These are the prima facie elements of a personal injury case. Whether a duty exists is a…

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Florida Supreme Court Addresses Failure to Attend Uninsured/Underinsured (UM) CME

I have blogged here ad nauseam about the continual conflict between insurance companies and their insureds over claims. While carriers insist upon receiving premium payments timely, their all too common approach to the claims process is delay and deny. Carriers have at their disposal a bag of tools designed to…

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Florida’s Second DCA Defines the Word “Loans” Under Dangerous Instrumentality Statute

Vicarious liability has been recognized in Florida since 1920. Southern Cotton Oil Co. v. Anderson, 80 Fla. 441, 86 So. 629 (1920). As applied to motor vehicles, the legal concept allows the owner of a vehicle to be held liable without fault for damages caused by the negligent operation of…

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Jeffrey P. Gale, P.A. // Injured Motorcyclists Benefit From Florida Uninsured/Underinsured Motorist (UM) Coverage

Motor vehicle bodily injury (BI) insurance compensates for economic and non-economic damages caused by the insured at-fault driver and vehicle owner. The amount available under any particular policy is capped by the coverage limits chosen by the insured. BI coverage is not mandatory in Florida. The insured must pay a…

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Breaching a Personal Injury Confidential Settlement Agreement Can Have Serious Consequences

In a decision demonstrating strong support of confidentiality provisions, even at the expense of family dynamics, in Gulliver Schools, Inc. v. Snay, the Third District Court of Appeal punished a father (the Plaintiff) for informing his college-age daughter that a settlement was reached with the Defendant in an emotional case.…

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Florida Bad Faith Insurance Law: Citizens Property Insurance Corp. Responsible to Real Citizens

Florida Statute 624.155 provides a civil remedy for persons damaged by an insurer’s failure to settle claims in good faith. The remedy can include an award of damages in excess of the insured’s policy limits, attorney’s fees and litigation costs. This threat is the spur that motivates insurance companies to…

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