Florida Statues may allow PIP carriers to conduct medical examinations and perform paper reviews, but no authority, including the statute itself, grants PIP carriers license to reference those procedures as an “IME,” “Independent Medical Examination,” or a “Peer Review.” In short, PIP carriers have created the terms out of whole…
Thanks to thoughtful and well-reasoned legislation and court decisions, Floridians can have a reasonable expectation that their own liability insurance companies will act in their best interests. That may soon be changing. When handling claims, Insurance companies have a duty to act in the best interests of their insureds. This…
Almost daily people tell us that they or the at-fault driver in an accident have “Full Coverage” vehicle insurance. The subject comes up while trying to determine if insurance is available to provide compensation for non-economic damages such as pain & suffering arising from personal injuries sustained in a motor…