Florida’s Dangerous Instrumentality Doctrine, a part of Florida jurisprudence since 1920 (Southern Cotton Oil Co. v. Anderson, 80 Fla. 441, 86 So. 629 (1920)), holds a motor vehicle owner vicariously liable for damages caused by the negligent operation of his or her vehicle by a permissive user. The damage caps…
Articles Posted in Car, Truck & Motorcycle Accidents
Maintain Motor Vehicle Bodily Injury (BI) Insurance Coverage to Avoid Suspension of Florida Drivers License (DL)
Florida drivers are surprised to learn that their license privileges can be suspended following a crash determined to be their fault which results in death or bodily injury. They mistakenly believe that being in compliance with the state’s minimum insurance requirements protects them against this and other negative consequences of…
Gifting Away Vicarious Liability Under Florida’s Dangerous Instrumentality Doctrine
Florida law has long recognized that a car is a dangerous instrumentality. (The dangerous instrumentality doctrine was adopted in Southern Cotton Oil Co. v. Anderson, 80 Fla. 441, 86 So. 629 (1920).) This is based on the simple fact that a car, in the wrong hands and used improperly, is…
Understanding Florida UM (Uninsured/Underinsured) Coverage
Uninsured/Underinsured Motorist (UM) insurance coverage in Florida, located in F.S. 627.727, is first party insurance to compensate insureds for economic losses (e.g., medical expenses and lost wages) and non-economic damages (e.g., pain & suffering) resulting from motor vehicle accidents. Although it must be offered by every carrier authorized to sell…
Florida Motor Vehicle Owners Liable for Accidents Without Being at Fault
Florida law has long recognized that a car is a dangerous instrumentality. This is based on the simple fact that a car, in the wrong hands and used improperly, is likely to cause great damage. In consideration of this unique characteristic, two legal doctrines have developed in Florida to hold…
Florida Supreme Court Settles Rear-End Crash Presumption Controversy
In November, 2012, the Supreme Court of Florida, in Cevallos v Rideout (No. SC09-2238), issued an opinion that buried a misguided and out-dated 2009 decision by the Fourth District Court of Appeals. (Contemporaneously with its decision in Cevallos, the court issued a similar opinion in Birge v. Charron, No. SC10-1755…
Traffic Court Guilty Plea as Proof of Fault in Florida Motor Vehicle Personal Injury Cases
Fault is an essential element of proof in every Florida personal injury negligence case, including motor vehicle accident cases. To recover for losses (economic and property) and personal injuries, the complaining party must prove that his/her damages were caused by another party’s negligence. Although evidence of who was ticketed by…
Keep Your Florida Drivers License by Maintaining Bodily Injury Insurance (or, Basic Coverage is not Enough)
The only motor vehicle insurance coverages the owner of a vehicle registered in Florida must maintain are Personal Injury Protection (PIP) and Property Damage – Liability. Nothing else is required to lawfully operate a vehicle in Florida. However, if the vehicle owner or a consensual driver of the owner’s vehicle…
The Science of “Looming Motion” and “Looming Threshold” in Rear-End Motor Vehicle Crashes
Rear-end crashes represent nearly 25% of all roadway motor vehicle accidents. The natural inclination is to blame the driver of the approaching vehicle, the one that slammed into the rear of the other vehicle. Florida law supports this notion by creating a presumption of fault against the approaching driver. Law…
Recover PIP Premiums and Vehicle Diminution Value in Florida Car Accident Cases
The primary responsibility of a plaintiff’s personal injury attorney is to maximize the client’s recovery. Typical recoverable damages include lost wages (past & future), medical expenses, and compensation for pain and suffering (a/k/a non-economic damages). A damage element often overlooked is the diminished value of a repaired vehicle. No matter…